Note Investing

The cash surrender value is the amount remaining after fees when you cancel your permanent life insurance policy (or annuity). Not all types of life insurance provide cash value. Paying a premium can build cash value and help increase…

The reason annuities are so inflexible and rarely collectible is because they are designed to provide a guaranteed retirement income from the pension funds that each individual has built up over their working life. What can I do with…

What happens when you sell an annuity? Annuities can be sold in parts or in whole. If you sell everything at once, you will lose all future recurring payments. However, if you sell part of your payments, you'll receive a one-time cash…

Do you get a lump sum from workers comp? Condition and Award pay the injured worker for permanent disability. This must be paid at a fixed dollar amount each week. The injured worker will be sent a check every other week. There is no…

You can cancel a compromise by proving that the compromise is faulty. A compromise agreement may be invalid if it is made under fraud or coercion. Mutual error or misrepresentation by the other party may also be grounds for revoking a…

What comes out of a workers comp settlement? The settlement process usually begins with an offer from the insurance company and the employer. This may include the payment of unpaid benefits or medical bills, as well as the cost of…

Can an employer check your workers comp history? A potential employer has no right to ask if you have previously had a claim for damages. However, a potential employer has a right to know if you have an injury or health condition that…

What are 4 hidden disabilities? What are some common hidden pitfalls? Mental disorders — Examples include depression, polio, schizophrenia and anxiety disorders, traumatic events, etc. . Brain Injury. Epilepsy. HIV/AIDS. They are…

What is the average settlement for workers comp? There are a number of factors that affect how much an employee gets in a workers ’settlement. Overall, the average employee gets about $ 20,000 for their payout. A typical range is $…

How much does it cost to cash out an annuity? Annuity withdrawals can trigger one of two types of penalties. The insurer issuing the annuity charges a surrender fee if funds are withdrawn during the accumulation phase of the annuity.…