Note Investing

What is the difference between a structured settlement and an annuity? Structured settlements are granted to plaintiffs in legal proceedings. Annuities can be purchased by individuals. Annuity sales do not require court approval if you…

How do you calculate present value on a calculator? What is the current value and how is it calculated? This accounting period calculates the present value of a financial asset that will be available at a later date at a specific rate…

How do you take money out of an annuity? Withdrawals from cash can be an expensive move, so be sure to review your plan rules and federal law before you do. If you withdraw before the age of 59 ½, you will be required to pay Uncle Sam…

The cash surrender value is the amount remaining after fees when you cancel your permanent life insurance policy (or annuity). Not all types of life insurance provide cash value. Paying a premium can build cash value and help increase…

The reason annuities are so inflexible and rarely collectible is because they are designed to provide a guaranteed retirement income from the pension funds that each individual has built up over their working life. What can I do with…

What happens when you sell an annuity? Annuities can be sold in parts or in whole. If you sell everything at once, you will lose all future recurring payments. However, if you sell part of your payments, you'll receive a one-time cash…

Do you get a lump sum from workers comp? Condition and Award pay the injured worker for permanent disability. This must be paid at a fixed dollar amount each week. The injured worker will be sent a check every other week. There is no…

You can cancel a compromise by proving that the compromise is faulty. A compromise agreement may be invalid if it is made under fraud or coercion. Mutual error or misrepresentation by the other party may also be grounds for revoking a…

What comes out of a workers comp settlement? The settlement process usually begins with an offer from the insurance company and the employer. This may include the payment of unpaid benefits or medical bills, as well as the cost of…

Can an employer check your workers comp history? A potential employer has no right to ask if you have previously had a claim for damages. However, a potential employer has a right to know if you have an injury or health condition that…